GENIUS Act Stablecoin Rulebook Deadline

United States · Real World Events · July 18, 2026

Six US federal agencies must issue final GENIUS Act stablecoin rules by July 18.

Under the GENIUS Act, the primary implementing regulations for US payment stablecoins are due by July 18, 2026. Six agencies — OCC, FDIC, NCUA, Treasury, FinCEN and OFAC — must issue final rules covering 1:1 reserve backing with high-quality liquid assets, a ban on algorithmic stablecoins, and bank-grade AML/sanctions obligations for permitted payment stablecoin issuers. The deadline sets the federal rulebook licensed stablecoin issuers must operate under.

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