CHIP Investor & Contributor 12-Month Cliff Unlock
USD.ai (CHIP) · Token Unlocks · April 21, 2027
USD.AI's 12-month investor and contributor cliff ends: ~1.74B CHIP (~87% of circulating supply, ~$94M) unlocks in one tranche around April 21, 2027.
USD.AI runs a synthetic dollar backed by loans against AI compute hardware, and CHIP is its governance token (10B max supply). The official tokenomics say investors (29.6% of supply) and core contributors (23.1%) receive nothing for the first 12 months. At month 12, 33% of each allocation unlocks at once, and the remaining 67% then vests monthly over 24 months. CHIP went live on April 21, 2026, so the cliff lands around April 21, 2027. On that day about 976.8M CHIP go to investors and about 762.3M to core contributors: ~1.74B CHIP in total, about 87% of the ~2.0B circulating supply, or roughly $94M at the current price. It is the largest single supply event in the CHIP token unlock schedule so far, and the exact day may shift by a few days depending on how the cliff is counted.